I'm currently receiving quotes to insure a rental property owned by my LLC.Due to the LLC, I'm being quoted as a commercial policyholder, although the home is a single-family residency. Is there any method to avoid t...

What if you and your investors could conveniently and cost effectively diversify into single family rental homes and apartments in one dwelling & one community with one set of rental and maintenance overhead?

If your buyer is not represented and you devise, structure the terms, make demands and give the sales pitch to convince your buyer to act you can be responsible for what happens if the fail to perform; in an owner occupied dwelling. 

Been flipping homes for 2 years now and the inventory of distressed homes seems to getting harder and harder to find.Think of getting into the buisness of multi pal family dwellings for income.

She would be at work and no one should be home.Here is the KY Statuate:383.615 Access. (1) A tenant shall not unreasonably withhold consent to the landlord to enter into the dwelling unit in order to inspect the premises, make necessary or agreed repairs, decorations, alterations, or improvements, supply necessary or agreed services, or exhibit the dwelling unit to prospective or actual purchasers, mortgagees, tenants, workmen, or contractors. (2) A landlord may enter the dwelling unit without consent of the tenant in case of emergency. (3) A landlord shall not abuse the right of access or use it to harass the tenant.

I'd also take a quick glance at a flood map to see if it's in a flood zone as that would require an additional expense.The property tax records list the property as having four dwelling units, which is a good sign.

Installing a diverter in the water tank is a welcome asset, considering up to 27 percent of water in the toilet tank empties into the bowl.A diverter is a simple fix for this problem and, depending on the type of toilet, can be your best option.A sub-meter in every dwelling unit can spot high usage from leaking faucets and running toilets.

Landlord insurance is commonly written on a Dwelling fire form (dp1-dp3) DP3 is the most comprehensive of the three.

@Leeroy AyalaThere are way to many companies to list, but the gist is, you are looking for a dwelling fire policy (dp1, dp2, and dp3) DP3 is the most robust of the 3.  

It has one dwelling now but is zoned R3.