An office/in-person audit would require a face-to-face meeting, which you could request to have your CPA present for.

Had you left your 430k that would be worth about 1.3 million today probably.

I am about to lose my car my place to live basically my life.

Plumbers are about to wrap up.

I could go on all day! 

Quote from @Salvatore Ross: When it comes to finding the perfect property to manage/co-host, what’s on your must-have list? 

If the latter, simply give her the notice required (eg 30 or 60 days) that she needs to move. 

build to rent is great. they are an intermediary that help investors contract direct with turn key new build. they are pretty sophisticated we have sold a house so far and we are looking to sell other multifamily with them. there is a vetting process and as an intermediary they don't control construction they help vet builders and establish relationships. they have a big team. the other builder I've never heard of but unless you can see your house I wouldn't touch it. rent to retirement has a strict policy of 90 days until certificate of occupancy until they will send a deal out they are good at what they do and I'd recommend them. they have options all over the country and established relationships.

As for the areas to target, my goal in getting our feet wet as real estate investors--and since we plan to be living in Sac--is to find a property we can live in while renting out one or more units to help cover our housing expenses, which we can then hold and continue to rent out when we move.

Go to meetups and reach out to other investors.