How do I know a lender won’t just take what I have and cut me out and do it themselves? 

Very tough to do without good track record or being world’s best salesperson,in general there are not short cuts.  

I "harden" them by polyurethaning the raw edges on miters, and the underneath lip along the counter especially by the sink and dishwasher, and the sink cut out.

AGNC paying me 14% dividend and should rise >10% over next year as long bond yields fall due to falling inflation like today, or rate cuts, or recession. or equityREITs, like BSRTF, owns multi-family in Texas/Arkansas/Oklahoma, in good long term growth areasgood luck :)

When their “customer” goes out of their way to lie to them they may just want to cut ties.

We did a commercial loan, 20% down (10% down each)-I leveraged my partner's relationship with his commercial lenders to establish a baseline of credibility for myself and cut my teeth doing my first deal.

You are trying to take a short cut to make it convienient for you.

I am going to cut myself off here.

The FED Should start cutting rates Soon, out of choice or out of necessity.

I suspect you are going to have to cut your profit expectations significantly.Good luck