Let conventional and DSCR lenders make long-term, low-return rental loans like this.

Conventional mortgage will not work as it is a commercial property turning into a residential with no active kitchen. 

Qualified mortgages (VA, FHA, conventional etc.) get underwritten to Fannie/Freddie/Ginnie standards and get sold on the secondary market as securities.  

Thanks a lot, what about a conventional loan, non owner occupied, putting 5%-15% down on a first multi family, how long before i can get another home?

Rates on a Conventional loan are in the high 6s to 7s depending on points. 

I purchased my house using a conventional loan in 2021.

I've replaced my conventional mortgage with a first lien Home Equity Line Of Credit (not a home equity loan).

As in conventional loan?

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You've got conventions, state fair, chili fest, Southern Colorado hub,  and of course temporary work.