In Colorado Springs, STR will certainly get you more income than a LTR but its often more time-consuming to manage as you have new people in your home every couple weeks.

When I had a single unit, I stated with just using Airbnb and VRBO with synced calendars, which works fine, but it’s just a bit more time consuming.

I'm unable to find a sample adverse action letter with Zillow as the screening/consumer reporting company.

Your local PHA may also have resources to help match landlords with eligible tenants.The PHA must approve the lease agreement, ensuring it complies with Section 8 rules and rent limits.Pros:Guaranteed Rent Payments (sometimes even 100% based on certain tenant criteria)High demand for Section 8 rentals, which can reduce vacancy periods.Many Section 8 tenants prefer to stay long-term, reducing turnover rates.Cons:Properties must meet and maintain HUD's health and safety standards, which can involve additional maintenance and inspection requirements.The PHA limits how much rent you can charge, which may be lower than the market rate in some areas.Tenants must qualify for Section 8 based on income level and other factors, which may limit the pool of potential renters.Dealing with government agencies can sometimes be time-consuming and bureaucratic.In summary, converting your home into a Section 8 rental can be a good strategy for attracting and maintaining long-term tenants due to the stability and reliability of government-backed rent payments.

Many other variables come into play with updating windows, my experience has been that the windows themselves are the easy part; it's the management and planning of all the layers around them that make the project easy or hard, cost effective or expensive, efficient or time consuming.

A consumer who has been harmed can not file a claim against a businesses E&O insurance. 

With that said, what is your savings like and what is your consumer debt situation like?

Keep in mind Americans are consumers, not producers.

You are entering into a consumer agreement which follows the laws of consumer protection.

Also, I find screening tenants pretty time consuming and it is a task I will eventually hire out.