Interesting idea, but I suspect that would create more problems than it is worth.Most of the leverage you have with a NNN lease is that you are working with a company, presumably one that makes money. 

To the insurance company they will view an STR differently than a LTR.  

Our company has designed over 100 flips for Real Estate Investors in 12 states, and one of the biggest mistakes that we see our investors (try to) make is always going BOLD with the design!

They must be very low odds because insurance companies are in the business of making money, not paying out maximums.

The macroeconomics look so good for this market - population is growing, job growth is growing, and so many companies moving and developing here.

Yep, when we sign up for servicing as a company they ask you "what loss mitigation measures does your company allow" We offer loan mods, forbearance, deed in lieu, short sales and short payoffs.

I’d love to hear about the crime rates or any other issues (which we cannot guess from the online stats), and how easy or hard it is to find reliable tenants and property management companies.

There is so much growth here - population growth, job growth, and companies moving and developing here.

Quote from @Elias Halvorson: Aloha Diandre, You will get 100 people responding on here responding they can do it and their company focuses on it.

For example, could I use my SDIRA to operate a management company that charges my holding LLCs a management fee?