My flooring guy is pretty good  Shannon Fowls <pm for phone number> Carpet Warehouse

so junk fee's are not included in your apr.and you dont advertise your junk fees  you advertise your points.. and when ALL of your competition is at 1 to 3 points with no up front disclosure of junk fee's in their advertisements then thats how you get the phone to ring..

I hate working off my phone.

You have to personally go to their village hall to order the inspection (they won't do it over the phone) and then you have to go back and personally be at the property for the inspection. 

I've DM'ed or talked to on the phone at least 20 California investors.

you can go to your insurance claims agent (the claims person that you talked to on the phone and has probably sent you 10 emails)  you need to file an addendum to your claim as you need more money from your policy to repair the property. 

I can always get someone on the phone or a quick email response back to my questions. 

Systematically follow up via phone, text, email, social media engagement, in-person, etc.

@Christle Stezskal the people answering the phone may not be in the know.

I am very pleased with my NW contact though; She answers her phone every time or calls me back right away, helped me find contractors and get bids, helped me find property managers, help me understand their '212 Loans' program, so I feel like my hand is being held through the whole cycle.