One of the Commercial Real Estate Schools here in Atlanta recently posted this list of Top Commercial Markets for 2019 – here are the top 3: Miami, Florida - With a significant tax advantage in the city and a competitive price per square foot, Miami has continued to see a rise in the commercial market — to the tune of over 8% in year over year increases.

That could be a big problem if a claim ever arises. 

Vallejo, Richmond, Stockton, San Leandro, Hayward... all areas local to me that are like that, with 4plex loan limits well north of $1m & still 5% down with PMI that drops off once you have the equity (unlike FHA where it's "life of loan" and you'd have to refinance in a rising rate environment to drop the mortgage insurance).

The #1 factor in making money in class d/f areas is market knowledge and knowledge of how to deal with the issues that arise from investing in a high risk area.I grew up in a class d/f area, and Ive invested in those areas in the past.

Buyers right now who are wondering whether its a good time to wait or to buy may want to look at how much a rise in interest rates affect how much they will pay.

You want a PM company that will do everything to protect you and your investment and in the situation that may arise from a bad tenant, you want a property management company that will collect lost rents, get the unit turned and rent ready quickly, and get new tenants in.

Questions usually arise when the appraiser sees a kitchen, bedrooms, full bathrooms - when the space is clearly set up to be used as a multiple dwelling, as a separate living space. 

I'm thinking of also asking him to provide building maintenance pro-bono for any small maintenance issue (handyman worthy) that arises on the property and which he is capable and/or qualified of doing.

I think there is a huge opportunity in Las Vegas right now especially with what is set to arise in the horizon.

I'm accelerating some older mortgages in the 6%+ range because I have reserves and a fully-funded acquisition account in case an opportunity ever arises.