For my personal education, which one insurance should I have?

How to avoid BEFORE this happens: pay a day early, don't raise issues, get loans that aren't backed by US Government that the note states they don't sell the servicing.How to avoid the late payment- pay all accounts from the same bank account on the same day of the month.

If it were me I would give them two or three months and respectfully answer their questions but also let them know what your ground rules are regarding taking calls and how you handle things - in other words be polite and also educative as to how you handle things.Good Luck!

You have to educate them.

You’ve decided to get a cost segregation study on your real estate property, but you aren’t sure how to determine which company to choose.

You could put it into a note, after finding a local broker in your area (search for hard money lenders in your local market if you aren't sure where to start). 

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Educate yourself on how to house hack.

There are landlord courses you can take to become more educated on section 8