I'm offended that nobody included me in in this conversation.

if you don't know what this is, look it up.)how it benefits you: you pay yourself back - you pay back the cash you spent with the cash from the brand new loan.

Personalizing your message to the individual recipient is the best way to avoid this.

This has swayed me against the D class neighborhoods.

However, today an application came through that meets our credit score cut off, but this person has NO credit cards, has closed all of the accounts, and has a bankruptcy that was dismissed in 2023 (not quite sure what that means).

This is such a great community and we value all the comments!

It's hard to find a cash flowing rental in this area, but paying all cash certainly helps!

In short, this would be an entirely appreciation-based investment.Given the state of the economy today, with high interest rates and the seller-buyer lock out effect, I want to discuss the pros and cons of this investment at length, specifically in the context of all the other properties / neighborhoods that I have been evaluating. 

Are your thoughts based on experience and research in this area or based on a gut reaction?

I can see why the external link made you think that it was a self-promo on a cursory review, but I do not believe that it was in this case.