My track record makes buying SUbject viable for me.  

Mainly the Brokerage is for me just to sell the properties that we fix and flip and save the commission.

I’m wondering if that’s an option for me but I would like to know how you did it.  

The current owner is letting me take over the property as a tenant as long as I pay the water bill and the mortgage payment on it and whenever I decide I can purchase property for the balance of the mortgage  they are in no hurry for me to purchase the home as long as the mortgage is paid. 

And assets that provide you with great depreciation but not great income or stability are just a form of robbing from Peter to pay Paul.   

In Miami, we all know how people use rented cars, boats and houses to give themselves credibility.  5k for me is pocket change but I never like to spend money on a losing investment. 

They still all use standard HUD forms though l imagine.I'm curious is it federal,state or county legislation that creates changes between HAs?

This is the form any lender should use to calculate you income (ignore the branding, it is the same for every lender):   https://www.biggerpockets.com/forums/49/topics/1224525-fha-l...You will see what you can add back from your 1120 based on the % of your ownership. 

They then use their roll formers to form and cut the roof sheet steel and to also form the beams, rafters and purloins. 

(They also assured me I would not take the algo hit.)I no longer default to pre-approval as for me, it's bad for business.