You don’t need necessarily need to build credit.

@Otis Clayton You say "I am at the point that I want a partner with some cash and credit to refi the deals I get from marketing and talking to sellers"Based on that you are looking for someone who has cash and credit, wants to invest/benefit from real estate but does not have time to find deals.Look for someone like that, be clear on their role and your role.

By the way, credit card expenses count when charged, not when the credit card bill is paid.Buy more stuff.

Potential buyers (good credit, income, and savings) holding off because of high interest rates.

Then a draw for mechanicals, then drywall/paint,and so forth.I have found that uploading pictures to a shared dropbox folder, with frequent status reports eases everyone's minds .I have used my credit accounts in the past and been stuck with the bill.

@Tar-U-Way BrightYou can use the LLC to set up business bank accounts and business credit cards.

On one hand, there're a number of legitimate tax deductions, credits, and loopholes that are not well-known.

Quote from @Brett Jurgens: @Jay HurstThanks for responding3.75%, 30yr fixedLike others have said, with that interest rate your best bet is probably to do a home equity line of credit (HELOC) to put towards an investment that you can quickly recoup your initial investment on.

He would also not need any private money lenders to close these transactions -- his bank would be dying to give him a commercial line of credit. 

Our only debts are a 2.875% mortgage with a balance of $124k only paying $897/month on an appraised value of $325k, daily driver car of $370/month, and use a credit card for monthly expenses, but pay the balance off with every pay check.