Could someone please advise an actionable step or game plan I can follow to tap into my equity correctly (if that makes sense here) whether that's HELOC, Cash-Out or another strategy?

I don’t know if this is posted in the right area, please let me know if I should post this elsewhere or if other actions are needed. 

The Richest Man in Babylon by George Samuel Clason: “To attract goodluck to oneself, it is necessary to take advantage of opportunities” “Men of action are favored by the goodness of good luck”One of the most important qualities that I see in successful individuals is that they take action.If you do nothing, nothing will happen.Where do you need to take action in your life?

Good news, in my mind. 

Hi Chris,Great to see that you've immersed yourself in learning and are gearing up to take action.

oh wow that's awesome news!

In Ohio, I'm not required to say anything at all unless I pull a credit report, then an adverse action notification has to be sent.

But would I want to be in a community where I feel scared to take action?

The amount you pay in taxes and insurance depends on the rental property value.The good news is that owning rental properties has many tax benefits.

Don't believe the news as more insurers are moving into Florida now and people are moving to Florida.