Also lease options with mobiles in parks are not a sellable instrument to anyone but a possible private investor.

Although there is risk in all real estate investments and can't guarantee anything.The main instruments to measure a deal will be; cap rate, cash on cash, value positioning, and stability.

A "deed of trust" is a security instrument.

Remember the title and the mortgage instrument are two separate issues to deal with.

If the different parts of the same instrument ought to be so expounded, as to give meaning to every part which will bear it, shall one part of the same sentence be excluded altogether from a share in the meaning; and shall the more doubtful and indefinite terms be retained in their full extent, and the clear and precise expressions be denied by signification whatsoever?

Deeds of trust with private power of sale are the security instruments used throughout the state.

Mortgages and deeds of trust with private power of sale are the security instruments.

I will keep looking.The 2010 Florida Statutes Title XLREAL AND PERSONAL PROPERTY Chapter 695 RECORD OF CONVEYANCES OF REAL ESTATE View Entire Chapter 695.01Conveyances to be recorded.—(1)No conveyance, transfer, or mortgage of real property, or of any interest therein, nor any lease for a term of 1 year or longer, shall be good and effectual in law or equity against creditors or subsequent purchasers for a valuable consideration and without notice, unless the same be recorded according to law; nor shall any such instrument made or executed by virtue of any power of attorney be good or effectual in law or in equity against creditors or subsequent purchasers for a valuable consideration and without notice unless the power of attorney be recorded before the accruing of the right of such creditor or subsequent purchaser.(2)Grantees by quitclaim, heretofore or hereafter made, shall be deemed and held to be bona fide purchasers without notice within the meaning of the recording acts.History.—ss. 4, 9, Nov. 15, 1828; RS 1972; GS 2480; RGS 3822; CGL 5698; s. 10, ch. 20954, 1941; s. 8, ch. 85-63.

As to calculators, to my knowledge, the are only two, the Texas Instruments BA II and the Hewlett Packard 12C (I think it is).

Bottom line is, overfunding a life insurance policy reduces the actual cost of insurance and there are products out there that perform based on market indicies with no downside risk. agin, I have to stress that I am not saying this is to be looked at as the ideal investment for anyone but i am saying that with all of the benefits such as: congress blessing the instrument with income tax free death benefits, access to the cash value on a tax free basis, rates of return of 4+%(with simple fixed rate Universal life) and to top it all off, lets just say your age 75 and want 5mill of death benefit, the premium would be around 150k/yr.