Balancing family life with your career as an outpatient internal medicine physician is no small feat, especially in the Bay Area's challenging market.

If balance is not paid in full by the 10th, I start the eviction process on the 11th.Even if the tenant calls in advance and provides a legitimate reason for why they can't pay until the 6th, I still charge the late fee.

@Theresa Harris I know the balance re cash flow and appreciation, but they should not claim there'll be cash flow if there won't be any.

On my balance sheet I have to assets: 1.

So if a loan has been in default for ten years, the earliest four may be uncollectable but the later six and the remaining balance are. 

I requested the last 3 years of their Tax returns, P/Ls, and balance sheets.

You could still explore mid-term or short-term rentals on one property to increase income without relying solely on it, balancing stability with potential upside. 

Once it's provided, your lender will need a day or two to update everything with the loan because they cant balance the CD without the updated payoff info.

Whatever you choose, it’s all about balancing cost, effort, and potential return!

It’s important to strike a balance here.3.