That same pool package is roughly $75-$80K now, with the same features. 

Instead of 40 houses cash flowing $200 each or $8000/month, you buy 10 houses and pay them off for a cash flow of $10,000/month with 1/4th the headache.People don't understand the amount of time, energy, and stress involved with managing a lot of doors, especially if they are lower-class properties typically needed to generate cash flow.

Typically, this gets the subs moving at a much faster pace, as who doesn't want that Friday payday check!!!

.: I'll have to look into this I typically contribute the max to a IRA then do a backdoor conversion to a Roth IRA.

This is typically the slowest time of year for tenant placement, at least in our local market.

For us we all typically use 0% business credit cards to furnish the property which can amount to $40-$60k+ depending on how crazy you go. 

@Austin TessMany lenders have a seasoning period (typically 6-12 months) before you can refinance.

i agree that a new purchase at 75% equity will typically not have significant cash flow and may even be negative when properly allocating for all expenses.Investing to max equity without reserves is risky and you indicate would result in stress.  

Easier to predict expenses - typically no major repairs unless from association3.

This is largely because I can typically get higher rents in B and A-class neighborhoods without relying on Section 8.I’d recommend focusing your search on C and C+ neighborhoods, for both multi-family and single-family homes with more than three bedrooms.