I think I am getting totally ripped off by "Tailor Brands".

Rates and terms vary widely based on the relationship and agreement between the lender and borrower.Comparison:Interest Rates and Fees: Both can be high, but private money might offer more favorable terms if you have a good relationship with the lender.Approval and Flexibility: Private money can be more flexible and tailored to your needs, while hard money has standardized criteria.Source: Hard money comes from companies; private money comes from individuals.Your business partner’s model has worked well, but diversifying your financing sources is smart.

@Navid SadighiYou're asking the right questions, just don't forget about the tax aspect to creating additional cash flow. 

You can put 20% if you have the funds to put aside for all aspect of budget. 

Emotions have no place in this game.That being said, if you want help on specific aspects, like lead gen, or networking, those would be good things to inquire about specifically...

I'm particularly passionate about Long term rentals but want to explore other aspects as I learn.Outside of real estate, I am a tech nerd and history nerd.Excited to learn and connect with you all!

I've been doing note JVs for the past 3 years and being 100% transparent and preserving my investor's capital are 2 of the most important aspects for me.

I have seen some companies handle all aspects of general maintenance for a property for a flat fee + call outs for larger issues. 

Consider specialized insurers like Nationwide, Farmers, or Liberty Mutual, which may offer policies tailored to multifamily rental properties.

They can provide specific advice tailored to your situation and ensure you're meeting all IRS requirements.Additional ResourcesIf you're looking to expand your real estate portfolio or need financing options, let me know.