Software is very personal.

I've heard they can be done through software?

I had an offer written up but knew if I submitted it too soon it would look like a low-ball offer and probably not get accepted, last day I was in town the price dropped and I threw in a full offer and asked for full closing costs.

I did try submitting an LLC business account application for another LLC that's directly owned by us and it was approved quickly.

We have submitted docs to a couple lenders.

Submit it here.

Here are some things to consider:Most investors don't need software until they have 5-10 rentals.

I had to submit a receipt for the replacement elevator key and they are only considering the actual costs (not the $125 as stated which covers my time in handling).

It's possible your loan officer is either unaware of the guidelines or his company has an overlay.As a lender who specializes in VA financing, I reach out to the VA Regional Loan Center of jurisdiction (based on what state the property is in) anytime I have a scenario like this, that way I have VA's position in writing to submit to my underwriters.Aside from the fact that both units are under lease for 10 more months, is there any other reason you could not occupy the home within 60 days?

There are rental management software programs you can leverage at a fairly reasonable price, which is what I used to get started (I'm still a newbie).