Keep in mind though that commercial loans will be higher terms, shorter amort., and balloon notes.

In that case the negotiation is much shorter and you want to focus on what they will understand.

But, many things have shorter schedules, which means you get a higher depreciation each year.

Doing the reverse mortgage for a shorter fixed time would give more money.

The shorter the time in between, the greater the risk to you.

If you are holding your property shorter term, then going through the cost seg exercise could be a way to make a marginal property work.

on the 'old' style flat shingles it worked but you could count on shorter shingle life cause they dont lay as flat.

In theory you could offer less interest to the shorter term to account for the "liquidity preference," but it is still risky IMO.Originally posted by David Beard:Do you discuss that there is a market for buying/selling seasoned notes?

But be careful, their data is not always dependable especially if you look at shorter periods.Good Luck!

Hi Dan,My business partner has used the strategy of leveraging her Index Universal Life Policy to invest in shorter term investments... including lending on short term flips.