I filed an insurance claim on our landlord insurance and got a remediation team in there immediately to stop the damage.

Once the moratorium is lifted (and rent still has not been paid), then I can post a Notice to Vacate and proceed with filing an eviction. 

The main house tenant did not like the STR part(after they already agreed to it), after the renewal we made both STRs and it's one of our best income producers(on a % basis).There's quite a few areas for this-- Virginia Beach, Garner, Zebulon, Pooler, Georgetown.

Any landlord that thinks a tenant owes him something can file a collection and mess up their credit?

@German TapiaCalifornia is generally more cumbersome than other states when it comes to taxes and filings.

so they make their money regardless of what we produce.  

Deals come to you.Here is what a credible website that ranks #1 on Google produces.

Here is the link to file, and there is a lot of other information here as well:https://www.fincen.gov/boiDeadline to file is Jan 1, 2025 for existing entities and within 90 days of filing a new entity.I registered a couple dozen entities a while back and once you have it down you can file in less than 2 minutes.  

Filing is free of charge and part of the Fed’s idea of an easy form to complete.

You can file a Chapter 13 which will protect your home and its a clean way out.When you file a CH.13 BK its not the end of the world it simply protects your home since its your homestead from foreclosure.