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Results (10,000+)
Michael Plaks DEBUNKED: EOY tax planning "tips and loopholes"
23 December 2024 | 12 replies
You need to carry a special type of health insurance, not the traditional kind.
Jewell Arceneaux Attention Investors: Scale up starting with FHA
14 December 2024 | 6 replies
., after a divorce or separation), you may qualify for a second FHA loan for your primary residence.Non-Occupying Co-Borrower: If you were a co-signer but did not occupy the original property, you may qualify for another FHA loan as the primary borrower.Important Note: FHA guidelines typically require you to demonstrate that the current property will not meet your needs or is no longer feasible as your primary residence.2.
Ryan McKay The Next Deal...
29 December 2024 | 24 replies
After a rough first year where I lost money for 8 months followed by another 4 months of learning how to self manage remotely, I had a great 13th-25th months where we have kept the placed booked, kept it profitable, and largely reinvested into the property.Here is the question though-  to buy the first property, my wife and I used a HELOC on our primary and used that for the downpayment on a new property,  for the furniture, appliances, etc, and all of the other little costs that go into getting going.  
Mindy Jensen Contractors: If I Buy Materials, Do You Still Need a Downpayment?
31 December 2024 | 66 replies
But after enduring my first construction loan gut renovation, along with a couple of other partial ones, this issue has been one of my primary mental obstacles. 
Jessica Bercher Mortgage on Primary or Rental?
10 December 2024 | 2 replies
In some cases they cannot pull the money out because it is now (Non-owner occupant) an investment and their credit union or bank may cap them at 70% or 75% MAX LTV.Nothing wrong wiht putting 10% down on a primary but look at the rates on both 5% and 10% usually when you have PMI built in the rates stay the same.
David Little What's the best HELOC rate I can expect?
12 December 2024 | 3 replies
For a traditional Heloc at most small banks/CU's, the rate will be variable and will be WSJ Prime + a spread that represents the borrower's credit risk.
Jun Lee Pro/cons of investing in real estate funds via Solo 401k
18 December 2024 | 3 replies
DLP lending fund and DLP preferred credit fund = In solo 401k (roth or traditional) because they are tax inefficient.
Akshay Monga H1B Couple Exploring Real Estate Investing: Seeking Strategy Advice and Networking
26 December 2024 | 7 replies
.• Primary residence: A 2-bed, 2.5-bath townhouse purchased in 2020 with a 2.75% interest rate.
Phillip Austin Should I Offer Rent By Room Property Management?
15 December 2024 | 7 replies
@Phillip Austin I self-manage my properties including some where I do rent by room as a primary strategy, and it is very effective if done well with good screening in place.The difference is starting with shorter leases for me. 
Wesley Myers Offering Netflix (or any others) for free??
21 December 2024 | 12 replies
Those accounts are shared across multiple properties since guests don't all watch TV at the same time.I've only had one guest not be happy they didn't have traditional cable but that's when I explained football was on YouTube TV and all was well.