1) I think my wife would bludgeon me with a dull object if I publicly talked about her wanting "cosmetic" surgery.

I suffered a hand injury this summer and recently had surgery on it and have been a little out of action. 

so, couple months ago i settled multiple unsecured credit cards and now finally they are reporting as closed (by the consumer) and settled (for the amount agreed; a few say for less than the full amount, though).my fico/credit score is still terrible, low, though, at 528. last year, it was in the 700s but then i splurged at home depot and realized i may as well just default on all those credit cards and let them go to collections cuz i heard they settle for around half. besides i was going 'blind' (severe postcapsularhaze) for some time after a traumatic head-on injury and even after eye surgery in both eyes so my credit score was the least of my concerns.anyways i'm wondering now that i do not have nor will i open any new lines of credit (no more credit cards, no more cell phone contracts, no mortgage, no auto loan, etc) indefinitely, how long might it take for my credit as far as 'score' to be back up to qualifying say for an FHA?

Since it was my personal home, I sealed the coin in plastic and re-sealed it under the threshold.

I did 28 sessions of radiation and chemotherapy before surgery in hopes of shrinking the tumor to save my sphincter muscles from the tumor, so after all that and 6 weeks of healing I went to meet the specialist for colorectal surgery, he looked at all the tests and scans that was performed before and after treatments, he gave me two options( option 1 was a permanent colostomy which I said I'm not in favor of, what's option 2 i said?

Have been busy working and wrapping up a few projects for clients in preparation for a period I knew I'd be out of work...which is now....I had to have surgery a little over a week ago and I won't be able to work for a couple of months (I'm a contractor).

Is abatement with plastic wrap sufficient? 

For example, most inspectors inspecting crawl spaces will recommend laying down plastic sheets as a moisture barrier to keep the area dry.

I hear that doctors don't like the guys on craigslist that offer plastic surgery in their basement.

Didn't read all of it.When you buy carpet you can get a plastic vapor barrier put in underneath to try and protect the floor.You can turn off the lights and take a black light to show all the urine stains.