Many of those items are desirable by all guests, so I'm not convinced that you have to dial it in to one category at the expense of others.

Tax structuring and LLC advice you can get for a paid fee too.

You get a deduction for the contribution, the gains grow tax-free and as long as you use the proceeds for health-related expenses the funds come out tax free as well. 

In some cases you will find grossly mismanaged deals with bloated expenses which can easily be fixed to boost NOI or in other cases it could be that some units were offline for several months because of a fire perhaps which hurt revenues.

(For example, IF I was able to purchase the first home (multi-family) outright, paid-in-full, then use a HELOC to pay for the down payment and closing costs for the second home, would that be a smarter approach?)

This is the "dream" of many investors - retire with paid off rentals with cashflow to enjoy their golden years.5) Hard Money Lending (HML): this is actually an easy one.

Hi Everyone,We are business owners (construction co) classified as S corp, 2 members -  paid with W2 income from the business.We deferred salary for 2024 to a Solo 401K. 

I paid him the normal closing cost, a few $ grand in fees, and a slightly higher interest rate than I might could have gotten conventionally. 

I used one frequently discussed in BP, TERRIBLE AND EXPENSIVE.

The Board already spends funds on things owners disagree on, such as expensive vendor contracts where a Board member gets a referral fee or is part of the contract.