And if someone asks if you will loosen your criteria, just say no.  

She’s loosened up a little finally.

There are talks that there will be a push to loosen restrictions some with some changes in the Zoning Code to make it easier to add ADUs and do conversions, but we'll see if that works...  

I suspect that will loosen a bit but don't see prices coming down for a couple of months as supply catches up to demand.

The lending situation also have loosen a bit  in past year or so.Good luck!

Only time will tell if market pressures cause rates to drop or lending criteria to loosen across the board, but in my view, it's not inevitable.The bubble formed and burst in the late 2000's due to low rates, laughably lose lending criteria, and a huge inventory of easily available homes.

I read that Bremerton loosened their guidelines on ADUs in the past couple years which may be helpful if we need/choose to add one to our property.

We built the house in 2016, which is well before the market rebounded and lending loosened up.

Every 6 months or so the banks have been loosening their underwriting.

Debating taking it off the market and waiting until at least the shelter-in-place orders have loosened.