Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

I put my money where my mouth is on this.We lend our own hard-earned money to local real estate investors.

Your options are greater ahead of the transaction as opposed to when the transaction has already been entered into.Best of luck to you!

The advice I would give as a lender are these few options if you both are on mortgage.

Bear in mind that the fiscal treatment of the two options in Mexico is different (withholding tax on the gross income with the fideicomiso vs cost deductions with the corporation).

American Banks (like BofA and Wells) actually did lend in CR pre-2008 but that possibility disappeared after the crash.

Feel free to reach out, I'm happy to chat and discuss options :) 

I’m curious to know what others think about these options.

A third option could be to sell.

The best option is to respond quickly and professionally in hopes that they move out.I would give the tenant two options: 1. vacate the rental in one week, leaving it in the same condition as when they moved in, and I will refund their deposit within 72 hours; or2.