Also, if you get a negative IRR it means your cash flow didn't pay back the initial investment.12% IRR is a good return.  

Of course I may have missed it.On another note, this is a serious situation but I also remember when I was CEO of a mid size company years ago when swine flu showed up and was told by consultants that I had to take all these drastic actions to prepare for the coming epidemic.

I could be wrong, but that's the assumption I use to make my decisions.As far as cash on hand, I typically assume I can make a 5% return for no risk / no effort (savings account) and around 12% for moderate risk, lots of effort (basically finding another property to buy that pencils at 15% irr).Now that we've got those two difficult assumptions out of the way, the question becomes, how do you calculate IRR?It's

Hi @Pat Saperstein Sorry for the late reply but I was recovering from this non-Corona flu virus going around.

Would far more have Covid than Flu or Pneumonia. 

While higher free cash flow will boost IRR, it is not the only factor for returns.

It really irritates me to see how the staff treat them.  

Among other things, prolonged exposure to the smell of ammonia from cat litter can cause coughing, nausea, irritated lung membranes, eye irritation and abnormally high heart rate.

Healthcare in RI ranks number 8 in the country, so if you are looking to have your children imunized RI has a very strong state program that allows this for all families and many schools offer flu shots regularly to all students.

I find it overwhelming and irritating that the program doesn't have like a beginners, intermediate advanced area.