Continue to educate yourself using books, podcasts, and internet resources.

Although I did learn a little and met some awesome folks I feel as though I learned more from this website and other free resources on the internet than I did from what I found to be an outdated home study course and this extremely high-level Three Day Seminar.The seminar I found to be 10% focused on education and 90% focused on selling the coaching programs that are designed and intended to guide the recipient to earn in upwards of $100k/ per annum in investing.   

This means that it doesn't possess a user-interface that would allow you to make modifications according to your needs.

But if you are committed to purchase, a 2/2 would prevail over a 2/1, the price difference has to be nominal and now you might attract a different user like tow couples or adult friends that don't want to share a bathroom vs a young family that the kids are okay to use the same bathroom as the parents. 

One of my favorite places on the internet for keeping it real. 

You can become an authorized user on the account of someone with excellent credit.

If they do not, I submit it's quite easy to do an internet search to find out what restrictions there may be in your state.

most people want to push Internet buttons. 

I would not just rely on the internet..

Check out FilePlace, where user-created forms are available for free.