The added fees, and compliance regulations have almost eliminated small independent investors, and financial institutions from doing mortgages, and in return have actually created worse situations for many consumers.

To answer your question, an institutional investor and a major lending institution payed us (my company) $100 to $200 depending on the size of the rehab, scope and type building.

You can also earn a fee for referring those deals to institutional level investors.

No lender is required to sell a note to anyone and no institutional lender is going to sell a note to an individual buyer.

Does anyone have opinion of IREDI course by Howard Zuckerman. Is it worth the money and is knowledge practical enough to pursue development process? Any input is greatly appreciated.

Most sellers placing restrictions on the dates when they will accept offers are banks or other institutional sellers, they are not known for being flexible or even logical at times.

The score is simply a statistical summery indicating a indivulaes probability of defaulting on money owed.Since a landlord is usually the first in line to be defaulted on I base a great deal of importance on credit scores the same as financial institutions.  

The larger the institution the narrower their lending parameters. 

A buyer normally is willing to pay a higher interest rate since they may be looking for owner financing due to difficulty qualifying with a institutional lender.I have obtained a much higher interest rate than what I would receive in any bank.I have also used the same process with a buyer by giving him multiple notes with each secured by its own mortgage.

So long as you do not care who gets the credit for helping them out you have simultaneously helped them and maintained your position as the "hardened business owner".Then in the meantime you can see if the VA or some other institution could help them out.