And certainly there are some indicators that say there could be another recession on the horizon soon. 

We are just starting to see significant profits on the horizon with this entity several flips we have completed, sold and are now in escrow.I currently have a pre-sold new construction home that we haven't started yet.

Anything in the 9-11 percent range is good for me as I’m young and have a long time horizon.

Plus, stocks aren't really meant for short time-horizons like a year. 

The last time we refi'ed our commercial RE mortgage was around 4 years ago, and at that time, I think we were looking at about a 9-10 year time horizon on our payoff (and didn't change it, just reduced interest rate and/or took out cash).

(Bigger Pockets was, I think, created partly as a reaction to that industry.)But if you do your research there might be some good educational opportunities which can expand your mental horizons to other ways of making money in real estate.

A 3% average appreciation....IF I hold units for 5 years (that's my shortest horizon, some I'd hold longer)....3% per year, times 5 years, minus a 5% transaction cost to sell..... equates to about 5% ROI.  

First Republic - CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit Union Hanscom FCU, FloridaHSBC 70%, for premier clients only Horizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available.

I'm using 7 years as my event horizon because that's earliest I could possibly retire if everything goes perfectly. 

. #7 – opportunity on the horizon While I do not think we will see a mortgage crisis like we did in 2008, there are some signs of a new correction on the horizon.