So, how is a TurnKey provider going to get higher rent than the market?

Your best security is your neighbors , they are right there and see whats going on at your property .   

LOL Happy to share any knowledge about that niche, since as you can see, I am kind of the go to for KY and that is all I do.

@Brandon SarrettKeep in mind just because the tenant is month-month and you can raise their rent doesn't mean they are going to pay it or can afford it.

Hey Andrew, welcome to the community!

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I've attended a couple of forums on the insurance issues, and my take away is that no one knows when it's going to ease up.

Your going to have 2 units and not rent them?  

Just going to piggy back on what others are saying here with a simple question you should ask when considering buying any existing property, assuming you aren't buying with the plan to demolish and build something new:- When my current tenant leaves, what kind of tenant will replace them?

So my inclination is to have inspections.I'm just worried about something big and unforeseen going wrong, such as a pipe bursting underneath the house.