As long as you don't put in a real stove, you're not even dodging regulations -- like AirBnbs that have a microwave and an installed two-burner "hotplate" in the countertop and a frozen-pizza sized toaster oven.

If a utility doesn't offer this, I'd suggest you still be diligent about following up to make sure they're paying consistently, as properties in cold climates can have disastrous results with water shutoffs and frozen pipes.My properties require tenants to pay all utilities, but I get notices if they do not.  

Lots of HELOC's got frozen in 2008. 

Also issue occurred over winter with feet of snow outside and frozen ground.

Just be aware of your reserves as well (the more the better). one of the post crash lending opps I had was the flipper with a frozen heloc and no money to finish.. we did well helping those folks out.my self I sweep every Friday so I am not paying interest over the weekends if I have anything out on it.. but its a true commercial bank unsecured LOC its not a heloc per say as in its not tied to my home or any property .. and it does not have a checking account..

Will our taxes, utilities, insurance costs, labor costs be Frozen as well?

-Cold; Air temperature or Frozen Ground.Danger- if you pour on frozen ground, which is “Expanded”, when it thaws out in the spring, your concrete will crack.Danger- if you pour during freezing temperatures your surface may freeze and then either flake or get dimple marks in the surface.Heat Blankets can help to both keep the ground thawed before you pour or to keep the concrete from freezing while it “Sets”.Hot water anyone.

Once you lock, the rate is frozen based on that day's rates.The good news is the market has dropped drastically in that last 48 hours due to several banks collapsing, so if you haven't locked in your rate already, this week would be a really good time to do that. 

A major change in your credit score and profile.If your HELOC is frozen you can see how the lender can work with you to give you access to the credit line in the future.

The pipes were frozen.