It may be a cliche, but I do know of a few anecdotal instances of doctors and dentists who invest through a partnership. 

But even in those instances there is still this black cloud that causes potential worry in the buyer's mind.

For instance, direct mailing.

Can a life estate be terminated pretty easily in such instances?

For instance, if the top market rent properties have a pool, it would be important to have a pool.For 1-4 units, you could still get qualified for 75% LTV with 1.1 or even 1.0 DSCR.

For instance, many investors in Los Angeles go by 0.80 or even 0.90 as margins tend to be slimmer.

-For instance, if you don't follow legal timelines, you can be fined treble damages:(The other potential issue is being able to PROVE to a judge that the tenant caused the damages you charge them for. - So, where is the tenant's MoveIn Checklist? 

For instance from the people I have talked to in many areas of California anything sub 400k in a decent area it flying off the shelves with tons of offers.

Me for instance, I would like rental properties to cash flow around $300 a month after all expenses.

For instance, is there a specific form that has to be filled out to make that depreciation schedule change?