Loans typically get paid back on a refinance or buy out period but if the property fails to gain enough equity within that period of time it can be a lost deal and painful.I would advise you to look into traditional or Non/QM financing where you use your credit score or income to buy the home.

Just for kicks, i looked up a few sf properties sold last year and see that land ranged from 40% to 60% so without knowing your property specifics, dunno why your land would be assessed 70%all i can suggest is look at comparable sales and see what the ratio is and then appeal using that dataalso i remember many years ago, a home was assessed higher than the transaction amount and after failing to reach agreement with assessor office, the homeowner reached out to the different elected city reps.

A failed four point means a purchaser cannot obtain insurance.

., etc).and no doubt a host of other things.Then there's your remedy if she fails to keep her end of the bargain, including who gets appreciation, right to possess or maintain, etc.Your credit score is far down the list of concerns

There was a written agreement that required 45 days notice, and she failed to give notice. 

Many investors are too short-sighted to do this math and fail to understand that it's often foolish to focus soley on top-of-the-market rent as it can actually be more profitable to accept less than max rent to keep a good, stable tenant.

Yes, I attended your class (highly recommended for anyone listening) but apparently failed to take perfect notes (although I still refer to my google doc of notes).  

I guess the owner would have to weight the cost vs benefit.

My apologies @Chris Seveney, I failed to mention you in my previous reply but I see where you are no longer interested in the area. 

If they fail to allow access, they are charged a $100 trip charge fee.If their schedule doesn't allow them to be there, then I will open the home for the contractor.I try to respect the tenant's schedule, but I also expect them to respect mine and the contractor's.