But my attorney flat out refused, knowing that seller would expect him to do the work of both sides, without being compensated for it, plus he said that ethically, he just would not do it. 

However, what I lack in experience, I make up for in passion, drive and work ethic.

This just a lucky break for me however that the seller ended up being an very ethical individual. 

That's why the one you're living in has a lower rate and higher ltv; because the risk of foreclosure is less than the rental.I would rethink the ethics of the whole thing before I move forward and yes, mortgage fraud does get prosecuted, particularly when the information is out there on the internet for all to see.Stephanie

I would think it is even higher ethics. 

Ethical and consistent.

Your Power Team should compliment/ enhance your work ethic and have strong morals, ethics, and values.

DOes anyone have a ethical RE broker that deals with investments in PA/FL/NJ/DE?

No license or ethics is required

These are professionals with additional training and a stricter code of ethics.