Some hard money lenders do not distinguish a difference between lenders base on nationality and give people the same rate regardless of where they were born.

Joel, That about follows my read on the situation - though I like to distinguish between energy efficient and "green" as there are a lot of other elements in "green" certifications such as LEED or Passivhaus which deal with the sustainability of, and embodied energy in, materials.

If I had some kind of relationship that allowed me to beat out similar offers then that would be different.In my example the house was in an area that I doubt is scoured by investors and the sellers were very motivated but just not enough...yet.Anyways, yes a good deal is a good deal and a bad deal is a bad deal, and luckily I have some help distinguishing the difference.

Start from "Distinguishing Brokers and Finders".

This case is so easily distinguished from the typical "wholesaler" activity as to be completely meaningless as a tool to "answer" anything at all.

The real problem is none of the loan underwriters distinguish between a filed Homestead exemption and 'primary residence'...if you don't file a homestead on your duplex at all, 50(a)(6) should not even apply to your property [even if you reside there], lenders should be able to take signed 'homestead waivers' from borrowers who have not filed homesteads, taking the loan out of the scope of 50(a)(6), which applies only to HOMESTEADED property.  

It drives me crazy when people distinguish because that's what can get people in trouble.

I called started calling myself an investor ten years ago as a way to distinguish myself from RE agents.

It is 70 and sunny today. ( Don't mind that lava flow over there, it's 70 and sunny) There is a good reason why they don't teach it in academia. thanksMatt I doubt that 70 and sunny would apply very often in markets where the 2% rule applies very often, unless it comes with 90% humidity, an 80% chance of getting mugged, and 70% chance of the property being worth less in 10 years than it was purchased for :)Just to stir the conversation, though, we should distinguish between the 2% rule at market price & rent vs. the forced appreciation 2% rule.

With all I know it seems that both sides reacted hastingly and the distinguished professor was over sensitive.