I have been with a property management company for 2-3 years in Arizona and the property is being run continuously at a loss.

Thank you so much for your insights, I already have a company in mind but if things go south you may hear from me sooner than not.  

I recently moved back to the U.S. after almost two decades working in international development and entrepreneurship across the African continent, from co-founding a tech-enabled logistics company in Ghana to negotiating public-private partnerships for infrastructure investments in Senegal.

The mortgage companies usually only require one year.

It's the best way for us to grow as companies by sharing what works and what doesn't. 

We're still using the company she recommended.

I'm interested in hearing what types of loan products your company offers.

Then I spoke to a company that does business lines of credit, based on personal FICO scores.

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out. 

With so many investors on this forum, are there any good PM companies that anyone can vouch for in Cleveland?