As a professional "analyst" and operations manager, I develop statistical real estate investment models in Excel. 

Besides the 1 in a million times event which they talk on TV, I would be curious to know how many of you landlords have been in a lawsuit and how much it cost you.There are thousands of landlords on BP so that should give us a ‘statistically relevant sample’Thanks for sharing your experiences.

Yes, the amortizations must be coordinated together, you won't have 120 pay periods, you would have something like 122.7 payment periods and the odd fractional payment owing at the end, if less than the amortized payment would be due with the last payment and not considered a balloon payment, but a final payment.Amateur finance types (uninformed) will not understand the weighted approach to multiple of interest bearing on different loan amounts over different amortized periods, unless they suffered through some statistics or finance classes in college.

I have seen a statistic somewhere that SFRs generally only rise in price to track average inflation, they don't rise to much from intrinsic value appreciation.  

How do seasoned investors get foresight , are there any publications, statistics  one should always be watching locally and nationally in order to notice the winds of change.I am very excited and enthusisatic about the real estate investment game but at the same time would like to learn the lead indicators.Appreciate your insight and foresight.ThanksInder 

This is because it's more risky for them because YOU have less skin in the game and are more likely to skip out on the payments statistically.

As a disclosure, I'm living in West Africa (I'm a New Englander) and serving with the Peace Corps, so I am getting constant updates on the Ebola situation and consider myself pretty well-informed on the disease and statistics, especially in the most recent outbreak. 

Originally posted by @Tim Key:Tim,Zillow uses a statistical formula for coming up with a value. 

It is always very satisfying to know that my 2 cents helped somebody or just made them smile.I try to reciprocate as much as I can by voting on posts that I find as helpful, informative, those that give me a chuckle and others that are just laugh out loud funny whenever I find them....whether I know the poster or not and whether they have ever voted for one of my posts or not.Having said that, it seems rather difficult to actually find the statistics on who voted for one of my posts in my profile data since I do not usually save the email notification.I have not found a way to find out who I voted for or what post or thread it was in unless I really spend some time trying to backtrack to find out that info.Is there a way to put these two bits of info at our fingertips within our profiles?

Guidelines are statistically valid based on large populations of data, those who learn to underwrite within parameters, while given some leeway, are not as well versed in the micro analysis required to identify acceptable risks that fall outside the norm.