So I always maintained control of the collateral and limited the amount of time to move on should the tenant default.

I am also a service member and to be honest, the security clearance deal and having the connections to look up somebody's command or unit is the best collateral that you can get when dealing with military members.

Assuming that all the sudden the collateral would be valued at zero and I would loose my down payment plus all debt dollars certainly can't be ruled out but is not all that likely and in most cases is improbable.

I have borrowed money from Etrade with my stocks as collateral to invest in my flips .

What Fred Ramos is talking about is something called Substitution of Collateral (Substitution of Security) clause in the note which allows the Maker to move the note onto different property (with caveats).

In these cases, the seller will have to fix the issue BEFORE you can get your final policy.Any lender who is financing a property (and taking it as collateral) will require this - so if you're planning to sell this property to someone who will need financing to purchase it, you'll want to be sure that the title is clear ahead of time (because if you don't catch the issues, someone else down the line will).On the other hand, if this is a rinky dink property that anybody can pay cash for (thereby keeping lenders out of the deal), you could probably get away with doing a simple title search IF you actually know what you're looking for, and how to identify problems.

There is also the possibility of a "blanket" mortgage where one mortgage is collateralized by multiple properties.

This is really "funding at the table" exactly what mortgage brokers do that sell at settlement.You can't really raise the price as any note buyer will be looking at the value of the collateral to any discount at closing, not the contract price.

It shouldnt be that hard to get that done.Most lenders dont do an escrow hold back any more, because the only way that they have to assure that their collateral is up to their standards to require it be done prior to closing.

The best way to obtain "100%" financing is to provide additional collateral or borrowing from another asset for the down payment while still qualifying for all loans.