What is the interest rate on that and the furniture payment.

As far as negotiating furniture, I would include “furnishings negotiable” or “comes furnished” in a contract.

The parent choosing to keep the temp at an unsafe temp with children could be a sign of mental health issues and they may need to take the children away to keep them safe. 

. - Furniture & Decor  Roughly half of the STR's clients have acquired the past two years have been sold furnished.

I want to pay my credit cards off ($15k) and adopt children (estimated to cost $10-15k) My company will reimburse me the adoption fees, but not until it's finalized so I am hoping to do a HELOC so I can re-use that monies later on for bonus items like a pool or something fun for the kids.

But, I am finding I have such an emotional attachment to this house we lived in for 27 years, raised our children.

It was super hot back in the day as a furniture building capital. 

My wife is a licensed agent here in Washington and we have 2 young children.

(Furnish an STR with cast-off furniture and take cell-phone photos and see how well you do.) 

New modern lights and ceiling fans, quality furniture, Big screen TVs (not so expensive anymore), big washer and dryer, one of those cool refrigerators.If you ever go stay in a nice hotel or nice airbnbs, try to pick up on some of the things they do to make it feel luxurious.