You can hold the tenants responsible in that way.But to echo what the folks here are saying, sitting down and having a conversation with either party regarding their break-up and the present situation would be a no-go for me.

"So, it might be worthwhile having conversations with both, explain why you are likely to go with the other lender, and see what better offer they each come up with.

Been having a lot of conversations with clients about this one.

And conversations with PMs and attorneys can help you understand their roles, as well.  

It gives me a chance to enter every apartment and have friendly conversations about the property and trouble spots. 

After she passed it became a rental to a slum land lord and after one of his tenants destroyed the property while having 8 people living inside it's 950 sq ft, he and I had a conversation and I bought it from him as-is for 69,000 and he didn't have deal with the mess they left.

Hi Steve, long time no converse here on BP. 

Minor detail to factor into your conversation. 

Please let me know if you would like to connect to have a more in depth conversation on this.Zach

I think a smart move with your 135k would be to first have a conversation with a CPA.