Look carefully at the credit card transfer checks.

If you use debt to buy the real estate the IRA will incur UBIT so educate yourself on that. 

When an IRA borrows funds it can lead to a tax called UDFI (Unrelated Debt Financed Income Tax).

So I did that and my property revenue cannot service the debt but using my strategy I'm cash flowing $1100/month after PITI on a new construction home under warranty. 

also noting most people arent' aware but the credit score run by a mortgage lender and say a general lender like a bank are actually going to be different scores (and likely slightly different ranges) - with some greater weights on mortgage debt for the mortgage lender Credit Bureau settings

Leverage in an IRA will produce Unrelated Debt Financed Income (UDFI), subject to Unrelated Business Income Tax (UBIT).There are plenty of investment options to deploy your IRA funds, but again, using your IRA in connection with this transaction will disqualify your IRA. 

Eliminate debt, establish a budget, and save.

5x is a bit much to assume.Did your PMC pull credit on cosigner to figure out their debt load?

The only way you can break that log jam right now is severely lowered fed rates, but the level of federal debt is such that they're in a no-win situation because there's going to be little appetite these days for buying 1% fed notes from overseas.The fed rates were kept too low for too long.

Also, Credit Card suggestions for best business card for benefits / perks right now?