Mitchell but haven't really looked too close at those areas as I don't really have enough capital for a traditional home purchase in those towns. 

Another thing to consider is if you end up not being able to qualify for a traditional multifamily home, then you can purchase a SFH that has a casita.

Many of us started out using this strategy, and have continued to implement it with numerous nuances: House Hacking with an STR in your basement, renting by room in a SFH, and most traditionally in a small multifamily property where you take one unit to yourself.

It's quite different from the traditional turnkey model where the seller is rehabbing a 100yr old home and also managing the property, which I've invested in the past and not had a good experience with. 

I screen Section 8 tenants just like traditional tenants.

When funding your real estate deals, do you prefer PMLs or traditional bank financing?

I eventually found a traditional buyer who got their own mortgage.

There use depends on the type of trust setup - they can be used to bypass probate; eliminate ownership and control from a person subject to lawsuits; skip a generation on an inheritance and hence skip inheritance taxes, and numerous other uses.  

This type of refinance allows you to pay off your private lender without taking additional cash out, potentially bypassing the 12-month seasoning period required for cash-out refinances by Fannie/Freddie.

There was huge demand this year and not much lasted more than a week on the market if it was priced right.As for traditional rentals muskoka is a great market because our average family income is around 59,000 per year leaving a large portion of people in that lower income level.