Post Marketing Checks: Check for deed restrictions, perc test, survey, and title.

therefore, I think your theory does not pass the eye test.  

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

I know they do a 7-day free trial so you can always test it for yourself, but from what I understand you can get an extended 30-day free trial with a member referral link, so here: https://www.monarchmoney.com/referral/d2xp9tbgyrNo pressure or anything, just helpful if you'd like to do 30 days instead of 7!

Yes, all those 401k bazillionaires, lol....Anyone wanna try the Wallmart test?

You have to drug test and these are expensive.

I haven’t gotten to a point of testing environmental factors or having a Perc test done yet, because...

It is very easy to find a lab that will do a test. 

Again, the kids were usually not particularly good at doing what needed to be done for them to pass the tests I was preparing them for.Whatever socioeconomic level the people I worked with were at, I never saw a Greek boy with an absent or mostly-absent father do well.

They also do stress tests.