Local economic downturns won’t impact your entire portfolio if you’re invested in various states.

(especially for those involved on this website)The reason I mention if it matters on this website is because most are real estate investors(long term buy and hold) and will most likely operate at a tax loss which doesn't have an impact on taxes.The second point is, will you invest or not invest in a good investment because of what your tax rate is?

They promise my growing Roth IRA account balance becomes a floor and protects my account balance from being negatively impacted by market changes.  

While I agree with what Noah shared about the individual with millions in the bank being able to make the $10K risky investment without a poor outcome impacting them, the capital raisers are not going to the investors with millions in the bank.

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CA can and is the 500k to 2mil or more depending on the location  jurisdiction etc etc.. of course small plats are not that much.. but if you need to do an EIR ( Environmental Impact report) we were paying 200 to 300k for those back in the late 80s..

Is there anything I need to consider for how my plan may impact the future (not qualify for first time home buyer incentives?

They can signal red flags that might impact your property management.8.

I cant tell you how many times I've had to explain to investors that there is no magic DSCR wand that eliminates the personal credit risk/impact or allows them to borrow 100% of the purchase price or whatever. 99% of DSCRs require a PG which WILL impact DTI on any future loans, whether SBA, mortgage, consumer, etc.

They can still be extremely wasteful and it will have next to no impact on them.