We don't even know yet if such loans can be paid off with bank proceeds as they are ill concieved notes, if they are not valid obligations, the security interest is gone as well, if there is no valid security interest to be paid from disbusrements, the bank may not pay it off.

I'm sure ill get great information and meet some great people through this site, so thanks to everyone in advance for any answers and advice I will receive along the way!

Thank very much for the info, very useful. ill check both rei clubs and your website :).

Larger master baths Ill do in satin, semi-gloss on the rest for greater moisture resistance.If there is color on the walls I like flat white ceiling as the flat reduces shadowing which highlights imperfections, and flat white "lifts" the ceiling while darker colors "lower" it.

Rob Gillespie Ill be swinging by your house next Sunday!

Patrick D.thank you for the follow up sir - truth be told, getting a loan was something I was considering, but no it wasn't something I had my mind set on and needed validation for - I can understand though why it may have seemed that way, but honestly, im still trying to weigh my options and determine whats bestI completely understand what you're saying about the field of being an agent is very difficult, especially in the beginning, and thankfully I've been fortunate to have the support/encouragement of my friends, family and the wonderful community here on BPit sounds cliche, but I sincerely do value all these responses and perspectives from all different types of people on here - you're words are much appreciated and will most definitely be taken into serious considerationas I said before, im still undecided in regards to method of paying for initial expenses, but im confident that ill be able to figure it out, especially now that I have the opinions and perspectives of all you guys on here.

Thanks Pat, thats encouraging-Ill look into it!

Even if it did fit, you would be ill advised to make the substitution as the toilet is designed to be a single system, even if it comes in two pieces.

@Bill Jacobsen Thanks for the info maybe ill submit an offer, ill have to pass if they dont want to accept it.

Ill check the gov't webpage as well.