Here are a few ideas:- HELOC: depending on how much equity you have in your property, you may be able to apply for and borrow against that equity- DSCR: BP now has a find a lender link and I'm happy to recommend mine as well if you'd like; there are lenders who do loans based on the future rental value of the property- Borrow from your 401k: typically you're able to borrow up to $50k and if you have multiple 401ks, borrow from multiplesHopefully this gives you some ideas of other options to bring in some cash for your investment!

HELOC is always going to be the most flexible and inexpensive option. 

What's up Jay,Given your situation, here are a few strategies you could consider to secure the rehab budget while respecting the seller's desire to maintain a first-position lien:Home Equity Loan or HELOC:If you own your primary residence or another property, consider tapping into its equity through a Home Equity Loan or Home Equity Line of Credit (HELOC).

Leverage is great from HELOC, but you want to accumulate more and more equity and try to use 25-50% of the equity at most to get a property so you don't collapse your entire value in what you own.

I used HELOCs, 1031 Exchanges, and partnerships to expand the portfolio.

so the way you do it is : buy/rehab primary-->rent it out -->collect lease -->HELOC it---->apply primary with showing the lease so DTI reduced-->continue or sell after 2 years , you can mix/match between the two, basically for every primary, your job is to make sure you have Dscr>1.0 and keep moving.

This will be subordinate to the existing FHA loan, but you’ll need to qualify based on your credit score, income, and debt-to-income ratio.Home Equity Line of Credit (HELOC): A HELOC could also be an option, offering flexibility in how you draw and repay funds, though it might come with variable interest rates.Balloon Payment Loan: This type of loan can offer lower initial payments with a large lump sum due at the end of the term.

We're seeing a lot of lenders come online with creative DSCR and no ratio solutions..there are even investment property HELOC's that use rental income to qualify.

We've seen a tremendous uptick in interest for secondary lien positions HELOC's and fixed second mortgages but many for loan amounts above the new second mortgage pilot program maximum.

I am open to getting professional help so pleaserecommend any, if possibleHi Jodi..most lenders will require a six month seasoning however it’s possible to use the purchase price and do an immediate cash out refi or first position HELOC.