Also turns out we had some important mail go there etc… so civil correspondence ended up worth it.  

I recommend checking market with great macros.2. 

@Anthony VaganosI haven't checked this in a long time.

Not sexy but I sleep like a baby every night and cash those checks on the 1st of every month!!

Lima One does verticle in many markets you can check with them.

am working with them now and had the first policy (with Spinnaker) cancelled for nonpayment/late payment so we rewrote another policy (with Millenial) and having the same payment problem again but at least they are communicating that cancellation is coming. they want me to pay by credit card over the phone so the payment wont be late and cancelled again. but when i go to mycoverageinfo.com to check on status it shows its been paid.

You should reach out to @Sara Frank.

You typically offer it to your partner first to see if they will buy you out.

I was 22 years old and fresh out of Temple University.

Check with your broker for guidance.