We've spent the last 15 months paying off $30k in credit card debt, $90k in student loans, $10k to her parents, and are getting ready to pay off the remaining $25k on an auto loan. 

Also, a lot of insurance companies that write a personal umbrella also want your underlying homeowners and auto policy.

We both have come to a point where our 9-5 jobs as a Graphic Designer and Auto Technician are just not satisfying, and we have a hard time leaving our dog home for hours without us.

Howdy all.I have been looking at a duplex in a fairly small town (22k residents from 2010 census) but has a decent number of employers including a major auto manufacturer nearby. 

Your DTI should be able to support all of your personal liabilities (credit cards, loans, auto loans, leases etc.) as well as taxes, insurance, association fee, and the mortgage payment on all your properties.If your income can support this and you guys get past the preapproved part at the bank, you're good to go.

I ask because when I was recently looking at purchasing a portfolio of properties that included an auto shop.

Get an auto closing fire rated door (which we have) with a peep hole separating the units.

What I would do is meet with your accountant a couple times a  year and discuss a projection for tax time, then you can plan to have 2 separate accounts if you wanted for repairs and for profit and auto-transfer funds to both.

USLI covers everything, primary, rentals, and auto.

Once your list is created you can select and create a multitude of mailers based on your budget and the mailing is done on auto-pilot.