Medical/physician programs are typically best for primary or investment purchases..check in with @Joseph Chiofalo he is a national lender and refinance savant that's worked closely with me for over two decades.

National economic trends, local economy, neighborhood situation, home condition, desirability as a rental, demand factors as a purchase, and too many other factors to mention. 

He's based in FL but they lend nationally.

So we've invested in some national syndicated deals.  

Find a house for sale where the owner owes no money (nationally, about 40% of homes are owned free and clear).  

Contrary to multiple letter writing campaigns and already being historically the 4th highest state an overall tax burden according to the Tax Foundation, Vermont‘s legislature has apparently just increased the state M&R tax to 12% which appears to bump it up to the 4th most taxed state in the country for short term rentals, according to the National Conference of State Legislatures: 1.

National Fire Safety Week is every October.

Pricing has been softening a bit, but values are still appreciating above the National average.

I'd love to hear anyone else's advice, and particularly if you're working in Metro Detroit if you have local or national lenders. 

We don’t have hurricanes or tornadoes but I suppose a wildfire might be a possibility with the amount of National forests around us.