thank you for all of the great responses.My original goal was to end up with approximately 10 SFH to supplement my retirement, but now that I have a couple in the works, I'm open minded to all aspects of RE. 

Insurance policy/talk to their agent:  Do they need to file against the Associations coverage and let them issue a denial?  

Ensure they can provide the necessary coverage for your business operations, especially in areas prone to named storms like Florida.

This diversity ensures comprehensive coverage of all aspects of the investment process.🔍 Due Diligence: A strong team conducts thorough due diligence, leaving no stone unturned.

I have 12-doors in Detroit and I don't add the coverage for theft.

After about 10 days of coverage with the new policy you switch out the policies notifying the mortgage company.

DSCR (Debt Service Coverage Ratio) loans will be a great tool for you to utilize for your rental properties.

Any tips or recommendations for getting coverage in our state?

I work for Global Realty Group LLC in Cibolo, we require it for our landlords and also like to be added to the tenants coverage plans as well.

If STR isn't considered a rental activity under IRS code, then how can it go on Schedule E which is for supplemental income from rental income?